Our Partners:
Our Partners:
At emero, we help you protect your business. We work alongside owners, directors, shareholders, and key partners to ensure we mitigate the financial risks to their businesses.
What is Business Protection and who is it for?
- Would the remaining shareholders have access to the capital needed to buy your share back from your estate?
- If your co-owner/partner died, who would maintain control of the business?
- Do you have the funds available to buy back a partners share from his/her estate?
- Is there a procedure in place to be followed on the death of a partner/key employee?
emero is authorised and regulated by the Central Bank of Ireland.
What is Business Protection and who is it for?
After years of hard work building a successful business, ensuring it is protected is the logical next step to take. It is important to have a plan in place should something untoward happen.
When assessing if Business Protection should be considered, it is important to ask yourself a couple of key questions:
- Would the remaining shareholders have access to the capital needed to buy your share back from your estate?
- If your co-owner/partner died, who would maintain control of the business?
- Do you have the funds available to buy back a partners share from his/her estate?
- Is there a procedure in place to be followed on the death of a partner/key employee?
If you are unsure which may be most suitable to your business, our team of specialists can answer any questions you may have.
Partnership Insurance
Businesses are often a result of years of hard work, collaboration, and friendships. Therefore, the sudden death of a partner can have a significant impact on the business both financially and emotionally.
Following the death of a partner, the surviving partners may be obliged to pay a capital sum to compensate the deceased partners’ beneficiaries. Without prior planning, many businesses find it difficult to acquire such capital without damaging the cash flow of the business.
Having Partnership Insurance enables the business to access funds for the deceased estate while allowing the business to continue to operate.
At emero, we specialise in assisting business owners to mitigate potential financial losses and plan appropriately.
Keyperson Insurance
A business’s most important assets are its people. Therefore, protecting these assets is vital to secure the long-term success and stability of the company.
In most businesses, there are a small number of employees who are a fundamental part of their success. These employees’ knowledge, skill set, and/or contacts may be extremely difficult to replace.
At emero, we have over 35 years of combined experience helping business owners protect their businesses and key employees.
Co-Director Insurance
According to the Central Statistics Office (CSO), 98% of businesses in Ireland have two or more owners. Therefore, it is vital to have an agreement in place should something happen to one of these owners.
An agreement such as Co-Director Insurance will help to alleviate some of the stress and financial headaches that may arise from the loss of a co-director.
It will provide structure and stability to the business moving forward.
At emero, we help co-directors and business owners future-proof their business
On average, businesses lose 60% of their revenue following the death of a founder.
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